Private personal finance for iPhone and iPad

Your finances, in one place.

Ledge brings accounts, transactions, People balances, budgets, goals, recurring activity, analytics, reports, and backups together in a single app. It is designed to stay clear as your financial life grows.

Control
No sign-up required.
Privacy
Your data stays on device or in your private iCloud.
Data
Import, export, and backup tools are built in.

Product preview / real screenshot

Dashboard
Ledge dashboard screenshot
Dashboard / your current position

Choose a base currency

Use one shared reporting currency for totals, analytics, and reports.

Add your first account

Start with a spending account, then build the rest of the ledger over time.

Track balances with people

Use People for reimbursements, repayments, settlements, and relationship balances that stay open.

Onboarding stays simple Dashboard stays readable People stays first-class

Overview

A clear view of your finances

Ledge helps you see your current position, record activity, track open balances with people, plan ahead, and review changes over time. The interface stays quiet and direct, so the details remain easy to work with.

Position

See where you are

Use Dashboard, Accounts, People, and Analytics to review balances, cash flow, budgets, goals, People exposure, and net worth.

Recording

Track ordinary activity and open balances

Record income, spending, and transfers with categories, payees, tags, notes, attachments, and status, then use People when money is still owed between you and someone else.

Control

Plan and review

Budgets, goals, recurring rules, analytics, reports, exports, and backups help keep the system useful over time.

Dashboard

Start with Dashboard

Dashboard gives you a quick review of your finances. It can show net worth, cash flow, income and spending totals, budget status, goal progress, People balances, upcoming activity, and recent transactions.

Week, Month, Quarter, Year Base currency summaries

Accounts, transactions, and people

Keep the ledger and relationship balances together

Keep checking, savings, cash, credit card, loan, term deposit, fixed asset, and brokerage accounts together. Record expenses, income, and transfers, then track repayments, reimbursements, and settlements in the People workspace.

Groups, currencies, and People Filters, attachments, and statements

Planning

Budgets, goals, recurring rules, and cash flow

Set budgets, save toward goals, create recurring rules, and use cash flow, analytics, and reports to review changes over time.

Thresholds and rollover Goals and reserves

Data

Import, export, and backup

Bring in existing data, export filtered records when needed, and create backups with or without attachments.

CSV, OFX/QFX, QIF CSV and PDF export

Privacy and control

Keep your data under your control

No separate account

Start without signing up

No separate Ledge account is required to use the app.

Storage and security

Keep data on your terms

Your data stays on device, or in private iCloud storage if sync is enabled. App Lock uses device security.

Portability

Keep a copy of your records

Backups and exports help keep your records portable, and live exchange-rate refresh remains optional.

Across devices

Available on iPhone and iPad. Mac under development.

On iPhone

For everyday use

Keep Dashboard and Settings fixed. By default, the middle tabs are Accounts, Transactions, and People, and you can swap them for Analytics, Budgets, or Goals later.

On iPad

For wider review

Use roomier list-detail layouts for accounts, settings, and other review-heavy workflows.

On Mac

Under development

A Mac version is currently under development and will be available soon.

Guide

Read the guide

Learn setup, accounts, transactions, People, planning, analytics, reports, imports, exports, backups, and settings.

Open the guide

FAQ

Read the FAQ

Find answers about setup, currencies, People balances, transfers, backups, devices, iCloud sync, and everyday use.

Open the FAQ

Download

Download options

View current App Store links for iPhone and iPad, and see Mac availability status in one place.

Open download options